The American Dream - Stolen, Lost, Denied. How sad!
Whether it's buying a starter home or your second, in today's America it is extremely easy to get into that dream home. Sadly, a majority of Americans are not taking the plunge due to various factors. Many of these factors are influences that go far beyond our credit score or financial well being. Consider these three:
You're too new to credit and won't be able to get a loan! How many of you have heard this from a family member? Or close friend? Others? And instead of really taking a hard long look at homeownership we allow others to steal our dreams. Unfortunately we settle to rent.
I have rented so long and done little to save money for a real home! Losing the dream of homeownership is a self-fullfilling prophecy for some of us. Once we've surrendered to others stealing our dreams and fallen into the rental trap we lose the passion for owning our own home. If the dream is lost, it is most likely because of our own choices.
Even my own neighborhood bank wouldn't grant me a home loan! Have you ever been told by your brick & mortar bank that you've been doing business with for years that you don't qualify for a loan? Or are you simply embarrassed to walk into your bank to go through the microscopic inspection of you finances, in order to get a loan approved? It is a sad state of affairs but it is true that most of our neighborhood banks would sooner do business with a total stranger with a 800 FICO score than truly develop a authentic relationship with a longtime customer that might have a few credit dings. How cool would it be if our banks would help us into that home while at the same time guide us in bettering our financial well being? That wouldn't improve their bottom lines so banks can and always will be dream killers.
The bottom line is that nearly anyone that has the desire to own a home... can! Don't let anyone or even yourself steal that dream. And don't be denied. Make a pledge to do whatever possible to make your dream come true as soon as possible! This is my hope for you.
Getting your finances in order is a grand task when you are trying to get approved for consumer credit, but building your finances around getting a home is grandiose! If you are interested in learning more on how to make this all happen for you, please feel free to contact me or post in our forums.
Remember, the path to true personal worth is lined with beautiful homes!
Barry Noret
Founder: CreditMania.com / YourPersonalWorth.com
Managing Associate - Top Equity Funding, LLC
PH: 512.415.1276
Fax: 866.223.2718
Email: liverich@yourpersonalworth.com
Barry Noret
Founder: CreditMania.com / YourPersonalWorth.com
Managing Associate - Top Equity Funding, LLC
PH: 512.415.1276
Fax: 866.223.2718
Email: liverich@yourpersonalworth.com
All comments should not be construed as legal advice.