That sounds like a bad idea! Most of the visitors to our site CreditMania.com are seeking ways to handle old debts and get collectors off their backs. Why in the world would we be recommending opening new credit accounts now? I do get that question quite often and to put it simple my answer is you have to be willing to multi-task. Repair and Build at the same time is a vital strategy for your success. It is my wish that each of you learn how to get your financial house in order and having credit is a major part of the order. Even carrying a $300 limit credit card is better than nothing and in short time will offer a respectable increase in your credit score. NO matter your situation you can up your score by adding good credit while repairing old. You need credit to create a good credit score in today's world. We'll strive to learn how to live life debt free and carry credit for the score. What a great way to live! If you wait building new credit, you'll be waiting longer than needed. I have updated CreditMania.com with a list of over 100 cards to choose from. There are many great choices for those with credit challenges. We recommend Orchard Bank offers.
Finally, It is very important that you give your journey full attention and make sure you are doing something positive in your credit life each day. Hanging out here would be a great start. Share your stories on our forums! Ask me for a clog of your own so that you can journal about your every move. It will all add up to people helping people live life richly!
Remember My 3 Focal Points
Repair & Build Credit
Save Money - Pay Yourself First
Learn to be the best you!
